Chattanooga, Tennessee Law Blog

By April Randle 05 Mar, 2021
Everyone can agree that filing for bankruptcy was never in their life plans and that it can impact future home buying plans, ability to borrow money, and your credit score. However, with proper financial planning and patience. Cleaning up and organizing your credit...
By April Randle 05 Mar, 2021
A big part of the divorce process involves separating your financial circumstances from those of your spouse. It can be a protracted process for the courts to divide your assets and debt in a divorce, and it is common for the courts to create very detailed and...
By April Randle 18 Dec, 2020
In Tennessee, residents struggle with crippling debt every day. After trying different ways to overcome their debt, many of these people realize that bankruptcy is their best option. A Chapter 13 bankruptcy is a great way to get a handle on your debt and keep some of...
By April Randle 04 Dec, 2020
People don’t like to talk about money, especially when they’re facing financial troubles and may need to file for bankruptcy. This is why those who are considering it often feel like they’re alone. They don’t know anyone else who has done this -- or so they think --...
By April Randle 19 Nov, 2020
It’s no secret that when money gets tight in a marriage, couples tend to bicker and fight a lot more. It can become a bit of a “chicken or the egg” conundrum, but the end result can often be that couples find themselves filing for both divorce and bankruptcy...
By April Randle 09 Nov, 2020
When the average person thinks about bankruptcy, they often picture a Chapter 7, even if they are not sure of the differences in Chapter 7 and Chapter 13. Chapter 7 bankruptcy is a specific form of bankruptcy that helps individuals discharge, or wipe out, as much debt...
By April Randle 09 Nov, 2020
Some parents in Tennessee who are creating estate plans may wonder whether they should divide their assets equally among their adult children. When making this important decision, there are several factors they should consider. Equal or equitable? First, parents...
By April Randle 06 Nov, 2020
If you’re struggling with the idea of going into a bankruptcy because of the fear that you’ll lose many of the things you owe, set that aside for a moment to learn more about how a bankruptcy can help and how you can keep many of the assets in your possession. With...
By April Randle 23 Oct, 2020
Fraudulent charges on credit cards are being reported at a greater rate than in the past. In April of 2020, Fidelity National Information Services noted that there was a 35% year-over-year increase in the number of fraudulent credit transactions reported. This is an...
By April Randle 15 Oct, 2020
Credit card debt is a burden that can silently grow without the debtor’s notice until it is too big to ignore. Medical debt can suddenly appear after an injury or illness and leave the patient with thousands of dollars of debt or more. When the minimum payments on...
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